Profiles

Ruler's legal framework is defined per 'profile'. You choose the profile that suits your organization; this way you only see the information that is relevant to you. In each profile, Ruler shows the details of the legal framework, clearly grouped according to themes and topics.

Content

Ruler is primarily focused on international and national financial laws and regulations. In addition to following the formal sources of law (such as EU regulations, directives, laws, decisions, regulations and guidance documents), news is also followed from, among others:

(inter)national regulators (such as DNB, AFM, ESMA, EIOPA, etc.);
judgments (Supreme Court, courts, Kifid, etc.);
trade organisations (NVB, Association of Insurers, etc.); and
internet consultations.

Below you will find an overview of the various Ruler profiles and their contents.

Banking investment firm

EU Regulations
EU Directives
EU Delegated Regulations
Guidelines, Q&As and other publications from (inter)national supervisors (DNB, AFM, ESMA, EBA, ECB, FATF, EC, ESA, etc.)
Dutch legislation (including Dutch Civil Code Book 7, Financial Supervision Act, Money Laundering and Terrorist Financing (Prevention) Act, Sanctions Act 1977, AVG Implementation Act, Network and Information Systems Security Act)

Insurer

EU Regulations
EU Directives
EU Delegated Regulations
Guidelines, Q&As and other publications from (inter)national supervisors (DNB, AFM, EIOPA, ESA, FATF, EBA, EC, etc.)
Dutch legislation (including Financial Supervision Act, Civil Code Book 2, 3 and 7, AVG Implementation Act, Money Laundering and Terrorist Financing (Prevention) Act, Sanctions Act 1977)

AIFM fund manager

EU Regulations
EU Directives
EU Delegated Regulations
Guidelines, Q&As and other publications from (inter)national supervisors (DNB, AFM, ESMA, EBA, ECB, FATF, EC, ESA, etc.)
Dutch legislation (including the Financial Supervision Act, Dutch Civil Code Book 2 and 7, AVG Implementation Act, Money Laundering and Terrorist Financing (Prevention) Act, Sanctions Act 1977, Act Implementing the EU Directive on Notifiable Cross-Border Schemes, Pensions Act)

Manager ICBE

EU Regulations
EU Directives
EU Delegated Regulations
Guidelines, Q&As and other publications from (inter)national supervisors (DNB, AFM, ESMA, EBA, ECB, FATF, EC, ESA, etc.)
Dutch legislation (e.g. Financial Supervision Act, AVG Implementation Act, Money Laundering and Terrorist Financing (Prevention) Act, Sanctions Act 1977)

Asset manager

EU Regulations
EU Directives
EU Technical Standards
Guidelines, Q&As and other publications from (inter)national supervisors (DNB, AFM, ESMA, EBA, ESA, FATF, etc.)
Dutch legislation (e.g. Financial Supervision Act, AVG Implementation Act, Money Laundering and Terrorist Financing (Prevention) Act, Sanctions Act 1977, Pensions Act)

Pension fund

EU Regulations
EU Directives
EU Technical Standards
Guidelines, Q&As and other publications from (inter)national supervisory authorities (DNB, AFM, ESMA, EDPB, FATF, EC, ESA, EIOPA, etc.)
Dutch legislation (e.g. Pensions Act, Financial Supervision Act, AVG Implementation Act, Money Laundering and Terrorist Financing (Prevention) Act, Sanctions Act 1977)

Broker

EU Regulations
EU Directives
EU Technical Standards
Guidelines, Q&As and other publications from (inter)national supervisors (DNB, AFM, ESMA, EBA, ESA, FATF, etc.)
Dutch legislation (e.g. Financial Supervision Act, AVG Implementation Act, Money Laundering and Terrorist Financing (Prevention) Act, Sanctions Act 1977, Pensions Act)

Trust office

EU Regulations
EU Directives
EU Technical Standards
Guidelines, Q&As and other publications from (inter)national regulators (DNB, AFM, ESMA, FATF, EDPB, EC, etc.)
Dutch legislation (including Trust Offices Supervision Act 2018, Financial Supervision Act, AVG Implementation Act, Money Laundering and Terrorist Financing (Prevention) Act, Sanctions Act 1977)

Financial service provider

EU Regulations
EU Directives
EU Technical Standards
Guidelines, Q&As and other publications from (inter)national supervisory authorities (DNB, AFM, ESMA, EBA, ECB, FATF, EC, ESA, EIOPA, etc.)
Dutch legislation (including Dutch Civil Code Book 7, Financial Supervision Act, AVG Implementation Act, Money Laundering and Terrorist Financing (Prevention) Act, Sanctions Act 1977, Pension Act)

Payment service provider

EU Regulations
EU Directives
EU Technical Standards
Guidelines, Q&As and other publications from (inter)national supervisors (DNB, AFM, EBA, EDPB, FATF, EC, ESA, etc.)
Dutch legislation (including Dutch Civil Code Book 7, Financial Supervision Act, AVG Implementation Act, Money Laundering and Terrorist Financing (Prevention) Act, Sanctions Act 1977, Pension Act)

Issuing institution

EU Regulations
EU Directives
EU Technical Standards
Guidelines, Q&As and other publications from (inter)national supervisors (DNB, AFM, ESMA, FATF, EC, EDPB, etc.)
Dutch legislation (including the Financial Supervision Act, Civil Code Book 2, AVG Implementation Act, Money Laundering and Terrorist Financing (Prevention) Act)

Covenants

Corporate Governance Code
UN Global Compact Principles
Climate agreement
Taskforce on Climate Related Financial Disclosures
Stewardship Code (Eumedion)
UNPI
IMVO
IMVB

Other laws and regulations

Labour and participation (HR)

Work and Care Act
Working Conditions Act
Working Hours Act
Collective Redundancy Notification Act
Collective Labor Agreement Act
Equal Treatment Act
Equal Treatment in Employment (Age Discrimination) Act
Equal Treatment on the grounds of Disability or Chronic Illness Act
Equal Treatment (Men and Women) Act
Minimum Wage and Minimum Holiday Allowance Act
Works Councils Act
Dismissal Regulation

Pension (HR)

Pension Act
National Old-Age Pensions Act
Occupational Pension Schemes Act
Act on Equalisation of Pension Entitlements at a Separation
Act on Compulsory Membership of a Sector Pension Fund 2000

Social Security (HR)

Young Disabled Persons Act (Wajong)
Disability Assistance Act
Participation Act
Unemployment Act
Work and Income (Capacity for Work) Act
Social Welfare Act
General Survivors Pension Act

Fiscal

General Act pertaining to national taxes
Tax Collection Act 1990
Turnover Tax Act 1968
Corporation Tax Act
Inheritance Tax Act 1956
International Assistance in Taxation Act
Dividend Withholding Tax Act 1965
Law on Taxation of Legal Transactions 1970 Bank Tax Act
Betting and Gambling Act
Valuation of Immovable Property Act
General Law on Income-related Schemes
Double Taxation Avoidance Decree 2001
General Administrative Law Act
Income Tax Act 1964
Income Tax Act 2001

Legal doctrine

Book 1 to 7 Civl Code
Competition Act
General Administrative Law Act
Trade Register Act 2007
Extrajudicial Collection Costs Act
Notaries Act
Act on the Protection of Trade Secrets
Telecommunications Act
Copyright Act
Temporary Act COVID-19 Justice and Security
General Data Protection Regulation Implementation Act
Advertising Code

Legal procedures

Collective Settlement of Mass Damage Act
Bankruptcy Act
Code of Civil Procedure
Act on Advocates
Civil Procedure Act

Housing market

Cadastre Act
Climate Act
Energy-saving at Home subsidy scheme
BKR General Regulations – 1 February 2020

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FAQ

Frequently asked questions

Who is Ruler for?

Ruler is for financial enterprises that are required to have a license and fall under the supervision of DNB and AFM, but also for organizations within other sectors that want to keep track of the laws and regulations that are relevant to them.

What does Ruler do?

Ruler helps you identify the laws and regulations that are relevant to you in a structured and clear way. The laws and regulations are divided into themes and topics, and included in standardized profiles or a profile tailored to your needs. Ruler sends you an alert when laws and regulations within your profile change, so that you are always aware of the standards that apply to your organization.

Ruler also shows to what extent you comply with the laws and regulations that are relevant for your organization. You can manage the entire compliance cycle in Ruler. The workflow contains a complete audit trail that shows the compliance cycle from legal framework to policy.

Is it possible to purchase multiple profiles?

Yes, you can choose one or more profiles relevant to your organization. In this case, you pay for each profile separately. You can read more about our rates here.

Is it also possible to subscribe on a monthly basis?

We charge an annual subscription fee, the prices of which can be found on our pricing page.

Is it also possible to subscribe for one user?

When you purchase a Ruler profile, you always get two free users. E.g. if you purchase two profiles, you get four free users. Of course, it is up to you whether you use all of these user profiles or not.

Is it possible to change the number of users?

When you purchase a Ruler profile, you get two free users. E.g. if you buy two profiles, you get four free users. You can add extra users as needed. The costs for this depend on the number and type of users. Our consultants are happy to help you determine the optimal number of users for your organization. Please contact us for more information.

Do you automatically renew subscriptions?

A Ruler subscription is automatically renewed for one year after the end of the current contract period, unless it is cancelled in time (at least two months before the ending of the contract).

How does Ruler ensure that my data is secure?

Securing your data is our priority. Ruler therefore makes maximum use of the security measures offered by Microsoft within the Azure Cloud platform. In addition, we work with security party RadicallyOpenSecurity, who perform pen tests on the systems. Read more about data security in Ruler.